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Office for Women


Women can face unique challenges when it comes to retirement savings. Lower pay, time out of the workforce to raise children and running a single-parent household can make it challenging to build a reasonable amount of super.

Women also tend to live longer than men, making it even more essential for them to accumulate enough superannuation to last through retirement.

The average Australian woman currently retires with about $112,000 in superannuation savings, compared to $198,000 for men.1

35 per cent of women have no money prepared for retirement and one in three Australian women do not have any superannuation at all, including 60 per cent of women aged 65 to 69.2

More information:


  1. Australian Institute of Superannuation Trustees and Women in Super (2014), Women's Super Summit Report.
  2. Association of Super Funds Australia (2014), An update on the level and distribution of retirement savings.

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Provided by:
Department for Communities and Social Inclusion
Last Updated:
16 May 2017
Printed on:
27 May 2018
The Office for Women website is licensed under a Creative Commons Attribution 3.0 Australia Licence. © Copyright 2016